Tempe’s residents are battling with homelessness. The last thing you want is to lose your house because you were let go by your company.
It would be fine for a while if someone else is contributing to the household income, but if you’re the sole breadwinner, you need to be ready for these changes.
Here are some ways to save money and save your house:
The initial payment terms may have been favorable when you first agreed to the mortgage, but now that you fear things will change and leave you with more financial strain, it’s time to consider refinancing.
Look for a favorable mortgage rate here in Tempe and terms that will give you significant savings if you switch over the loan. Pay attention to closing costs, though. You may not notice that you’ll end up paying for more.
Opening a Home-based Business
The skills you have are valuable and can be used to earn extra. For example, if you have some recipes for baked goods that are widely requested by friends and colleagues, you can start selling these goods at work or straight from home.
Look for suppliers to help you make the packaging and other aspects of the business seem more professional, and you’ll be good to go.
Making Your Own Cleaning Solution
There are plenty of articles that will tell you to stop using those chemicals you are fond of using to clean the house. They may be corrosive to the pipes and may even trigger allergic reactions.
Instead of buying them, you can make your own solution using inexpensive but effective ingredients such as baking soda and vinegar. It’s a bonus that these are not as harsh on the surfaces, but they get the job done.
The last thing you want is to lose your house because you can’t afford payments. Here’s how you can save money to add to your emergency funds.